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Today in the United States, there are over 50 million uninsured Americans. Over 30 million of them have a household income that is at 200% of the Federal Poverty Level or less. What this means is that when these individuals need prescription drugs that are unaffordable to them, they are forced to forgo drug treatments [...]
PPACA was certainly not the most popular bill when President Obama signed it into law this past March. Since then, its appeal has declined even more. The latest polls show that slightly over 60% of American voters favor outright repeal of ObamaCare. Remember how the President said that if you like your current health plan then you can keep it and [...]
As we suspected, the Health and Human Services (HHS) has ruled on the annual maximums that are scheduled to go into effect on Sept. 23. Rather than delaying it across the board the HHS is requiring firms to submit a waiver form and then they “might” receive a waiver. Insurance companies can apply for the waiver [...]
There are many provisions of the Patient Protection and Affordable Care Act that take effect for plan years beginning on or after Sept. 23. One of the requirements is the limitation on annual caps. Generally, for plan years beginning Sept 23 or later and at the first renewal after Sept 23 the minimum annual maximum can’t [...]
Prescription medicine can be very expensive for individuals with prescription insurance coverage because of increasing co-pays that many health insurance plans are imposing. For individuals that are without health insurance the problem is even worse. The problem is magnified because the individual without health insurance has to pay the full retail cost for the medicine [...]
The Patient Protection and Affordable Care Act of 2010 is now law. This is a far reaching law, both in content and in length. There are going to be major changes in our health care delivery system for everyone in the United States. No one will escape the effects of this law, except perhaps a [...]