Merry Christmas

He who has not Christmas in his heart will never find it under a tree. ~Roy L. Smith

Health Insurance Dollar Deconstructed

When we pay our health insurance premium, what exactly are we paying for? In December 2008, Price Waterhouse Coopers prepared a cost study report for America’s Health Insurance Plans (AHIP)—the umbrella association for 1,300 health insurers across the United States—to illuminate the causes of the rising costs of health care. From that report, AHIP broke [...]

401(k) Projection Model In The Future?

Senator Jeff Bingaman (D-N.M.), Johnny Isakson (R-Ga.) and Herb Kohl (D-Wis.) have crafted legislation that would require 401(k) sponsors to provide participants with statements projecting how much investors would have each month in retirement based on how much they have saved. These statements would look very similar to the Social Security statements that we periodically [...]

COBRA Subsidy Extended

Looks like Congress is trying to make Santa’s “nice” list. The Senate, in particular, has been quite busy recently, not only clearing one of the last procedural hurdles in the way of a final vote on health care reform legislation, but also voting to extend the COBRA subsidy originally implemented in the stimulus package earlier [...]